Earning wealth is indeed a difficult task, but preserving and growing that wealth could be even tougher, if not guided well.

Whether a salaried person or a business tycoon, there are three phases in every person’s financial life. They are:

At Emkay, we create customised wealth management solutions based on your wealth management stage and goal.

In fact, the best practices we adopt to provide you with solutions too change accordingly.

The third stage in your wealth management journey is the transmission stage. You are most likely retired at this stage or past an active career. It is when you are looking to do estate and succession planning while ensuring your wealth continous to serve you well in post-retirement years. Here’s how we help you with at this wealth management stage.

ESTATE AND SUCCESSION PLANNING

Our approach of creating solutions that best match your unique goals extends to this wealth management stage. We help you device a strategy that ensures your wealth is transferred to stakeholders of your choice at an opportune time. This isn’t limited to will creation but also advisory related to setting up trusts, reorganising business interests, taxation, superannuation, and gifting.

This is an equally important stage as the previous two stages in your wealth management journey since it consolidates information and knowledge for your heirs, avoids inheritance disputes in the family, and ensures your wealth grows with the right stakeholders for years to come.

Our expertise in this sector includes:

  • Drafting of Wills
  • Creation of Private Family Trusts
  • Succession planning for family-owned businesses
  • Succession planning for NRI family members

Risk Analysis

Depending on your income flow, existing assets, and overoll wealth goals, you will fall under high-risk, medium-risk, or low-risk taker category. Before we can plan your investments across different assets, our experts conduct a risk analysis of your profile to ensure your risk exposure matches your profile requirement.

Asset Allocation

Once our team has spent time conducting risk analysis, the next step is to consider different asset types for investment and growth based on your individual wealth goals. For instance, if your goals include preference for a certain asset type or another, our team will ensure higger allocation directly in that asset type, or another high potential asset type to attain this goal in a timely manner.

Investment Solutions

Once your asset allocation is planned, only then will we recommene investment solutions under each of the asset categories. This ensures that each of the solutions are tailored to meet your goals rather an all-solution-fit-everyone approach.

Asset Management

As experts who are backed by continous research, we understand that market volatility is a constant. Therefore we regularly track both, the market and your portfolio performance. This continous, judicious asset management approach ensures we deliver well on our clients trust and goals.

Succession Laws for each Class of Asset

It’s time that we give a serious thought to succession of our wealth